HNY! Maybe you have been wondering where I have been. Too be completely honest, I went on hiatus because I was brooding over what I imagined was a lack of interest and support. The amazing thing, and I suppose the lesson for me, was that while I was gone my blog got almost 10,000 hits! I guess people really were interested in what I had to share. Brooding, and feelings of lack have been vanquished, and a new sunnier outlook has emerged.
So generally, I write about health but this year I am focusing on becoming fiscally and physically fit! Since becoming an adult, I have struggled with saving money. I just can't seem to do it. Something always comes up that demands my attention and dollars, but this year I am putting that to a stop, and challenging myself to gain some substantial weight in my wallet.
A while ago, I saw Iyanla on tv and she stared directly at me and informed me that my current situation (being financially challenged) was caused by a lack of discipline, and only discipline could save me. Dang, I was hoping for the lotto, but I know she is right. So my plan is to do the 52 Week Savings Challenge, try a No-Spend month, and continue my own version of Keep The Change.
If you haven't seen it on Facebook then here it is: The 52 Week Savings Challenge:
Not too shabby! May not be impressive to some of you ballers, but I am grateful for small things.
So, what plans do you have to become fiscally fit this year? Do tell!
So generally, I write about health but this year I am focusing on becoming fiscally and physically fit! Since becoming an adult, I have struggled with saving money. I just can't seem to do it. Something always comes up that demands my attention and dollars, but this year I am putting that to a stop, and challenging myself to gain some substantial weight in my wallet.
A while ago, I saw Iyanla on tv and she stared directly at me and informed me that my current situation (being financially challenged) was caused by a lack of discipline, and only discipline could save me. Dang, I was hoping for the lotto, but I know she is right. So my plan is to do the 52 Week Savings Challenge, try a No-Spend month, and continue my own version of Keep The Change.
If you haven't seen it on Facebook then here it is: The 52 Week Savings Challenge:
Simple yet effective! I know this is possible, and being the overachiever that I am think I am going to double this. Who else is down?
The No-Spend Month, is going to be the toughest challenge. For those of you who haven't heard of this it is where you pay everything, then put a certain amount away for variable expenses like gas and food. Then you don't spend anything else while sticking to your budget. I still haven't decided which month I am going to tackle this one. Check back for updates!
Lastly I have been doing Keep the Change before B of A ever launched their program. I simply do not spend change. You will never see me rifling through my purse and counting out pennies to make 31 cents. I know plenty of you do that, but I have found that instead of holding up lines at retail stores searching for change, that money could simply be taken from a bill, then any change be put away. Even if I buy something totally $20.01, I will break the bill and keep the 99 cents. It may seem strange to some of you, especially you change-counters, but it actually works.
Just today I took this to the coin counting machine:
And got this:
So, what plans do you have to become fiscally fit this year? Do tell!
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love this!!!! why didn't I see this earlier? ?? I am up for the challenge...!
ReplyDeleteI think we're in the same shoes. Before, I also found it really hard to save money, and even though I already planned about it, I still can’t stick to it. There are things that get in the way that ruin my plan of saving up. But I tried harder and was able to save money. I also save every loose change and put it in my bank account. Every penny really counts and it added up to my savings. It is true that discipline is the key to success! ->Harriett Faulks
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